Is my house a total loss?
A total loss is when the homeowner's insurance will pay out the whole amount of the policy.
A home that has as much damage to it as this one did is considered a total loss. Too much of the structure has been compromised for a contractor to rebuild the home. It would cost less to start from scratch than to make this home safe for habitation.
Although the structure may be a total loss, the contents within the structure fall under a different part of the policy. SERVPRO of West Jordan will take the contents, all the clothes for instance, and have them cleaned and ready to use once more.