Restaurant Damaged From Flooding
What do I do if my restaurant floods?
The first thing to do is call a restoration company. There are a couple of types of insurance that covers commercial buildings. There is structural coverage and there is business interruption coverage. The insurance company wants to stay out of the business interruption insurance as much as possible.
Providing quick mitigation services after flooding will shave a few days off the business interruption bill. Unlike other business that can send people to work from home or rent another building, a restaurant cannot do business other than their own place. Getting the restaurant up and running again as fast as possible is the goal for the insurance company.